Now, if you want to file digital copies of your important documents to make them easier to access and share, that’s a great idea! Just make sure you have a paper backup. So when in doubt, print it out (and keep it filed in a safe place). Plus, we’ve all heard tragic stories about failed hard drives and lost laptops. But it’s almost always a good idea to have a hard copy on hand, filed safely away just in case.įor example, when it comes to your will, your loved ones could wind up with a bit of legal mess on their hands if they’re only left with a digital copy and not the original. We know filing digital copies of all those important documents away on a hard drive or online cloud may seem like the best option-no loose papers, no mess and no worries. Commence shredding! Seriously, though: Shred any document with personal information on it before you toss it in the dumpster-you never know who could get their hands on it. Overall, you should hold on to a document if you think you might need it, if it’s a personal identification document, if it’s something that has to do with your finances, or if it protects your future (like life insurance or a will).Įverything else is probably just clutter.
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